Equity Release

What Is Equity Release?

Equity release is a way to borrow cash tied up in a property without selling your home, it can be beneficial if you’re looking to pay off interest only mortgages, expensive debts, help family members onto the property ladder or pass inheritance to your loved ones while you’re still living.

If you’re a homeowner aged 55 and over, equity release may allow you to borrow this money from your home without selling.
You can take it as:
• a lump sum (most lenders say a minimum of £10,000),
• smaller amounts taken when you need it or as a regular income – called a ‘drawdown’, or
• a combination of both.

Take control of your borrowing and finances by speaking to our expert independent team.