Second Charge Mortgage

What is a Second Charge Mortgage?

Second charge mortgages allow you to borrow more money through your property, without the need to remortgage completely. This means you can access extra funds while maintaining your existing mortgage deal, which can be particularly useful if you want to avoid higher interest rates or early repayment charges associated with remortgaging.

A second charge mortgage can be used for a number of reasons, some of the more common reasons including to fund home improvements, debt consolidation and for personal use.

Speaking with our team of expert independent advisors, we’ll research the best deals for you and advise on the types of property you can afford.